The wildfires that occurred last year impacted many California residents from North to South. Not only did these fires ruin properties and homes, but also claimed the lives of innocent bystanders. Despite this recent tragedy, insurers have been alleged to “kill” or “water down” legislative packages that were initially proposed to protect these victims, as well as future survivors of these natural disasters.
In hopes of finding a proper solution to the matter, Jones attended a Senate Insurance Committee hearing among Legislators on April 25, 2018. Joining Jones in this hearing were Senators Mike McGuire, D-Healdsburg and Bill Dodd, D-Napa. Both Senators Mike McGuire and Bill Dodd have experienced disasters first-hand when their home communities were affected. Given their experience, their proposed bills address current cataclysmic events that have severely impacted countless numbers of residents.
Senator McGuire’s bill, SB 897, requires insurance providers to fulfill at least 80 percent of the limit for a policyholder’s personal-property coverage – this does not require a written inventory. Apart from McGuire’s proposed bill, Senator Dodd’s bill, SB 894, would grant policyholders the ability to combine multiple coverage types to their homeowner policy. This is in hopes of compensating any covered losses.
Last year was one of the most destructive years ever recorded in California history. Some of the most dangerous include:
While the above are fires that happened last year, the list should serve as a reminder as to what we can expect in the years following. California is at a huge risk for loss when it comes to seasonal fires. Without the help of these legislative packages from Legislators or insurance providers, much of our California will suffer after another fire.
Did you, or someone you love, become impacted by a California fire? If so, contact our firm immediately. Here, we can help you seek proper recovery options for your injuries and damages. Give us a call at:
888-LAW-3111 Monday-Friday, 24 hrs a day, 7 days a week.
— Jack Ter-Saakyan, Esq.
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