Since November 8, the Woolsey and Hill fires have become two of the most damaging fires in recent California history. Because of the large area that these fires have traveled through, hundreds of thousands of homeowners have been affected in some way. If you live within the Malibu and Calabasas areas and believe that your home has been damaged by the fire, you should know more about what the claims process entails and why you should hire a Malibu fire attorney, both of which are important if you want to seek compensation for your loss.
The Wolsey fire was initially ignited on November 8, 2018 and has since burned nearly 100,000 acres of land across the Ventura and Los Angeles counties. The Hill Fire was another that began in Malibu on the same day and has since been put out without causing much damage. Along with the Camp fire that started in Butte County on the same day, the Woolsey Fire has damaged a large number of buildings throughout Southern California. The total estimate for buildings damaged by the Woolsey Fire currently sits at 1,500. With around 94 percent of the fire contained, residents of Malibu and Calabasas are starting to return home. The incoming rains to Malibu and much of Southern California over the next week should help contain the rest of the fire. If you were one of the nearly 300,000 people who were told to evacuate, it's possible that your home was damaged by the fire, which is something that our Woolsey fire damage law firm wants to help you deal with.
You need an experienced attorney on your side who will assertively present your claim in order
to receive fair and proper reimbursement. With the devastation of the Woolsey Fire, insurance
alone is not enough. You need advocacy. Time is of the essence:
JT Legal Group has assisted owners with their property damage claims for years. We know how
If you notice that your home has been damaged by either the Woolsey Fire or Hill Fire, the first thing you want to do is to check your fire insurance policy so that you can get started on filing a Woolsey fire insurance claim. Each policy is different and may include distinct types of coverage. No matter what the details of your fire insurance policy are, you'll want to file a claim quickly after you notice that the fire has damaged your home. You should also consider getting in touch with one of our attorneys here at JT Legal Group so that we can help guide you through this process.
The first step in any claims process is to review your policy in order to identify what type of coverage you have as well as what may be excluded by the coverage. This document will be important for ascertaining how long you have to file the claim before the deadline occurs. You'll then want to contact your insurance company and provide them with information about the fire damage to your home. If your home is still standing, take a look through it so that you can give detailed information about the extent of the damages. You'll want to be exceedingly thorough when talking to them. Otherwise, you risk the possibility of some of the damages not being covered because you didn't initially disclose them.
Once you provide the agent with all of the relevant information, the Woolsey fire insurance claim will officially be started, after which another representative from the insurance company will be assigned to your claim. This representative will take a closer look at your policy in order to determine whether or not the damages to your home fall under the coverage from your insurance policy. Any limits to your policy as well as any deductibles that you owe will also be determined at this time. Once the initial investigation has been finished, you will receive a letter that details how much of the damage to your home may be covered. The insurance company will have 30 days to send this letter once you've filed the claim, which is in accordance with California law.
There may be some issues with this letter that you specifically disagree with, all of which can be disputed. It's at this time that a Malibu fire damage attorney such as ours can be highly beneficial at making sure that the result of your claim is a fair one. If both parties come to an agreement about the initial aspect of the claim, you will either be compensated or a further investigation may occur. It's common for additional investigations to take place so that the insurance company can take a more comprehensive look at your home. They will likely send a representative to your home to make sure that fraud isn't an issue. If your policy allows for the rebuilding of your home, a full estimate will be administered to determine how much it will cost to repair or rebuild your entire home. You'll want a Malibu fire damage attorney by your side to make sure that all of the damage to your home is covered. This damage can be caused by soot, fire, or smoke, all of which will need to be repaired.
Our Woolsey fire damage law firm of JT Legal Group wants to help you obtain the compensation that you're owed in any way we can. While it's possible that you'll receive fair compensation by your insurance company without the assistance of a Malibu fire attorney, the chances are very low. Insurance companies don't want to pay you everything that you're entitled to, which is particularly true with fires such as this one. They will be handling a large number of insurance claims, which means that they will likely try to keep compensation amounts low wherever possible. However, our Woolsey ash damage attorneys have the experience necessary to dispute any issue that you might have with the settlement that they attempt to provide.
When you contact our Woolsey fire damage law firm, we'll also assist you in filing all of the paperwork and making all of the calls pertaining to your insurance claim, which should hopefully lift some of your burdens and allow you to relax as much as possible as you wait for your home to be rebuilt. This will invariably be a stressful time for you, which is why we want to do what we can to relieve your stress. If you have yet to contact a Calabasas fire attorney and have already received a settlement offer by your insurance company, it's important that you don't sign before calling with one of our Malibu fire damage attorneys. Even if the settlement is entirely fair, an attorney such as ours will be able to tell you with 100 percent confidence whether or not you should accept the offer, which will allow you to avoid making a mistake.
Even though the Woolsey fire has been mostly contained by now, the damages will linger for quite some time. By contacting one of our Woolsey ash damage attorneys, we'll be able to make sure that your claim is handled properly from beginning to end. If the settlement offer that you receive isn't fair and the insurance company isn't willing to negotiate, we'll help you pursue other legal options such as a lawsuit. Call us now at JT Legal Group to get started on your claims process.
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