Dave Jones Issues Formal Notice to Insurers for Mudslide Coverage to Survivors

In a recent press release by the California Department of Insurance, Insurance Commissioner Daves Jones issued a formal notice to insurers to encourage coverage for victims of the recent Santa Barbara/Montecito Mudslide. With that being said, survivors of the recent mudslide are strongly encouraged to file a damage claim with their property’s insurance provider. By doing so, these victims can receive mudslide coverage for their damages, pain, and suffering.

The Record-Breaking Thomas Fire

If you are a resident of California, you are probably aware of the chaotic past year our state had. First, we endured a fire so destructive, it went down as the most destructive fire ever recorded in modern Californian history. Having scorched thousands of acres, homes, businesses, cars, and vegetation, the nation was truly in a state of emergency.

Vegetation Loss

Shortly after the Thomas fire swept Ventura County, heavy rainfalls began to emerge. Though rain was flooding the city, not much vegetation was left to absorb the rainfall. Since such vegetation and wildlife was mainly destroyed by the recent Thomas Fire, all that was left in these regions was loose dirt, ash, soot, and other sediments. Since there was little vegetation to absorb such a heavy rainfall, the loose sediment then formed into mud everywhere.

Recovery Efforts

The Montecito Mudslide left many missing, and at least 20 individuals dead. Thousands of properties were destroyed, and many are still left seeking recovery options. Given the extremity of California’s recent disasters, it’s safe to say our home needs all the help it can get. Generally, many homeowner insurance policies often exclude flood, mudslide, debris flow, and other similar events ” but given the situation, insurance commissioner Dave Jones sent the formal notice on January 29, 2018.

“Californians have suffered greatly with all of the devastating losses from wildfires that struck the state in the last three months of 2017,” said Commissioner Jones. “Preliminary indications are that the Thomas Fire burned vegetation which would otherwise have absorbed rainfall and held soils in place, which in turn resulted in the mudflows, mudslides, debris flows or landslides. If the evidence shows the Thomas Fire or another peril covered by a homeowner’s insurance policy was the efficient proximate cause of mudflow damage, I expect insurance companies to step up and cover these financial losses.”
CA Insurance Commissioner, Dave Jones


Filing Your Claim

Business owners and residents of the affected Santa Barbara County are strongly encouraged to file a claim with their insurance company. While this is important, time is essential. The faster you start pursuing your claim, the faster you’ll start to see results for your recovery options. Another feature victims might want to face is whether or not to go about this damage claim alone.

For questions on your matter, or for assistance in filing your claim, our firm is here to help. Here, our firm can help victims:

  • • File their damage claim with the appropriate insurers
  • • Analyze the extent of damage by sending out our own adjuster(s)
  • • Seek temporary options (hotel, rental car, etc.)
  • • Begin the repair process; and
  • • Negotiate a fair and worthy settlement with the responsible insurers.

Read more about the tragedy in our latest Montecito Mudslide article.

Questions about your property damage claim, or just looking for assistance?

We can help.

– – – –

Questions on your car accident?
We can help – (855) 559-1225

At JT Legal Group, our 30+ years of combined experience allows us to diligently achieve settlements for our deserving clients. Our office is so confident we can win the best possible result for our clients, that we work on a contingency basis. This means we don’t get paid until we settle our client’s matter. Contact our team today for immediate support.

Your victory starts here.
Click to call us now!

[NOTE:] Attorney Advertising: Nothing posted on this blog is intended, nor should be construed, as legal advice. Blog postings and hosted comments are available for general educational purposes only and should not be used to assess a specific legal situation. Nor does any comment on a blog post create an attorney-client relationship. The presence of hyperlinks to other third-party websites does not imply that the firm endorses those websites, their contents, or the activities or views of their owners.

Media Contact: Jesamine De Leon
Email Jesamine
(855) 559-1225

Act Now or Risk Ending Up Empty-Handed
Don’t lose the legal window of opportunity. Get maximum compensation for your car accident injuries – and more importantly, don’t give the defendant’s lawyers time to prepare against you.
Contact the expert Los Angeles attorneys at JT Group now! It’s free and obligation-free.