The recent environmental problems of wildfires and long-term rains in California have had a severe impact on the Montecito and Santa Barbara County region. These sudden catalytic events were following a trauma that has been termed the “Montecito Mudslide”. Tons of mud was dislodged during the landslide that picked up countless remnants of property as...
Santa Barbara Mudslide Emergency Earlier this week, heavy rainstorms swept through most of Southern California, even leading up to Nevada. While we Californians do enjoy rain every now and then, waking up to this storm was different — even life-changing. Heavy amounts of rain poured onto land in Santa Barbara County. These affected areas were...
Having a Safe Holiday Season The holidays are a wonderful time for family and friends to get together to enjoy themselves, and all the festivities. This time of year is also the start of winter and cold, snowy weather. Unfortunately, it’s factors like these that can actually ruin the holiday season. Instead of having a...
Fighting the Anaheim Canyon/Corona Fire Around the afternoon of Monday, September 26, began a rapid fire along the Orange ” Riverside county line on the 91 freeway. While there is no current explanation as to how the fire started, it seems as though this fire won’t back down easily. Evacuating the Premises Shortly after the...
After Years of Severe Drought, California Experiences Unprecedented Rainfall - Leading to Severe Flooding and Property Damage
Due to fine print and large number of exclusions contained in the tens and sometimes hundreds of pages of every homeowner's insurance policy, many California homeowners often are unclear after a storm has occurred whether their homeowner's insurance will provide coverage for the damage they suffered in a wind or hail storm.
Mold is caused when moisture accumulates indoors and then is exposed to high humidity. After water damage occurs to a building from water intrusion during a rainstorm or flooding, mold grows in walls and then becomes dormant until a period of subsequent high humidity; suitable conditions reactivate mold.
Insurance companies are in business typically in the purpose of fulfilling the "what if" factor. Many companies rely on that "what if" scenario to bring in cautious clients. If a policyholder (homeowner) should face a problem trying to process their claim, the policyholder has every right to challenge the insurer and insist on receiving compensation for their loss.
Hailstorms can strike suddenly and leave behind substantial damage to homes, motor vehicles, and other property. Learn how these natural events can lead to major property damage.
When filing a claim, there are certain things to be aware of, like understanding what kind of claim you are filing. Let's say you are a concerned homeowner whose home recently received excessive water damage on their roof from a heavy rainstorm.
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